The Fair Deal Scheme: Practical Guidelines for You

The Family Home

Common Issues > The Family Home

The Issue...

James is a 71-year-old retired banker.

Himself and his wife have lived in the family home for 50 years.  He is currently in good health but he knows that he may need nursing home care in the future and would like to plan ahead.

He has €97,000 in the bank  and the house is currently worth €450,000.

The Challenge...

He has heard that nursing home care may be expensive and he would like to find out more about it.  Should he and his wife think about selling the house and downsizing?

The Solution...

As a general rule there is merit in having a home with a high valuation because of the 3 year cap on the family home.  But it really depends upon your personal circumstances.

Give Emer a call today for expert advice on the Fair Deal Scheme and suggestions for a pathway forward.

Disclaimer: In order to maintain the anonymity of past clients, Emer has changed identifiable characteristics and details (e.g. names, occupations, places of residence etc.) from their stories above.

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